Repairs and condition
Sell Your Florida House As-Is
As-is means what it sounds like. We are not going to send you a repair list after the inspection, because the condition is already in the number.
- No repairs, no cleaning, no staging and no contractor estimates
- We buy houses that cannot be insured or financed
- Leave whatever you do not want, including furniture
The Short Answer
Yes. Selling as-is in Florida is legal and common. You still have to complete the statutory seller disclosure and tell the buyer about known material defects that are not readily observable, but you are under no obligation to fix any of them. The practical problem with selling as-is on the open market is that financed buyers need an insurable, lendable house, and in Florida a four-point inspection failure or a roof past its insurable age stops the loan. A cash buyer removes that constraint.
What we mean by any condition
This is the list of things sellers apologise for, none of which are a problem.
- Roof leaking, tarped, or simply past the age a carrier will insure
- Original electrical panel, aluminium branch wiring, Federal Pacific or Zinsco panels
- Polybutylene supply lines, cast-iron waste lines, galvanized plumbing
- Mold, water intrusion, a failed slab or a settling foundation
- Fire or smoke damage
- Failed septic, dry well, or a well producing water nobody wants to drink
- Hoarding conditions, biohazard, animal damage
- Unpermitted additions, converted garages and enclosed carports
- Chinese drywall in 2005 to 2008 construction
- Termite damage, rotted subfloor, missing drywall, missing kitchen
We have bought houses with every item on that list, usually several at once.
Why as-is is so much harder on the open market in Florida
Florida’s insurance market is the reason. A financed buyer needs a mortgage, a mortgage needs homeowners insurance, and Florida carriers now decline houses over a four-point inspection that a decade ago they would have written without blinking. A roof over fifteen years old, an old panel or original plumbing can leave a buyer unable to bind a policy at any price. The deal dies at underwriting, weeks in, after you have already taken the house off the market.
We pay cash, so there is no lender, no mandatory insurance binder and no appraisal. Your house’s insurability is our problem after closing, not an obstacle between you and a sale.
What you still have to do
Florida law requires a seller to disclose known material defects that are not readily observable and that materially affect the value of the property. Selling as-is does not waive that. Tell us what you know. It will not scare us off, and an honest disclosure up front prevents a renegotiation later, which is better for both of us.
How it works
How the Sale Works From Here
Three simple steps. No obligation at any point.
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Tell us about your house
Enter the address and answer five quick questions. It takes about 60 seconds and costs you nothing.
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Get your written offer
We check recent comparable sales and the condition, then send a written, no-obligation cash offer, usually within 24 hours.
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Close on your date
Pick the day. We close at a Florida title company, cover the closing costs, and you leave with cash, in as little as 7 days.
The honest comparison
Selling to us vs. listing with an agent
| Item | Sell House Quickly | Listing with an agent |
|---|---|---|
| Written offer in about 24 hours | Yes | No |
| No fees or commissions | Yes | No |
| You choose the closing date | Yes | No |
| No repairs needed | Yes | No |
| Sell your house as-is | Yes | No |
| We cover the closing costs | Yes | No |
| No showings or open houses | Yes | No |
| No financing that can fall through | Yes | No |
Local pages
Where This Comes Up Most
The markets where we see this situation most often, with local detail on each.
Questions
Questions sellers ask us
Do I need to fix anything at all?
No. Not the roof, not the AC, not the leak under the sink. Do not spend a dollar on this house before selling it to us, because you will not get that dollar back in our offer.
Do I have to clean it out?
No. Take what you want and leave the rest. Furniture, appliances, a garage full of boxes, a shed full of tools.
Will you still do an inspection?
We do a walkthrough, usually about twenty minutes, so we know what we are buying. It is not a formal inspection and you do not pay for it. We do not use it to renegotiate over things we already saw.
Does as-is mean you will lowball me?
It means condition is priced in rather than negotiated later. We will show you the repair figures we used. If you think we are high on a line item, argue it with us.
What if the house has been condemned or has open code violations?
Still buyable. Open code cases and liens come out at closing or get negotiated with the municipality afterwards. Tell us early because Florida code liens accrue daily and the number matters.
Can you buy a house with an active mold problem?
Yes. Mold remediation is a known cost, not a mystery, and it is a line item in our repair scope like any other.
No obligation
Find out what we would pay for your house
No obligation, no fees, and no repairs. Find out what your Florida house is worth in cash today.
Rather talk? Call or text (305) 488-2530